CANADA CHILD BENEFIT

The Canada Child Benefit (CCB) is a tax-free monthly payment to eligible families to help with the cost of raising children under 18. It is the largest income-tested benefit delivered through the tax system. The Child Disability Benefit (CDB) is added for children eligible for the disability tax credit. Ontario's Ontario Child Benefit is paid together with the CCB.

ELIGIBILITY

• Lives with a child under 18 and is primarily responsible for the child's care and upbringing (the female parent is presumed responsible when both live together).

• Resident in Canada, and either the parent or the spouse is a citizen, permanent resident, protected person, or a temporary resident who has lived in Canada for 18 months and has a valid permit in the 19th month.

• Apply at birth (through the provincial birth registration), through My Account, or with Form RC66.

• Both parents must file returns every year.

MAXIMUM AMOUNTS (JULY 2026 TO JUNE 2027)

• $8,157 per year ($679.75 per month) for each child under 6.

• $6,883 per year ($573.58 per month) for each child aged 6 to 17.

• Child Disability Benefit: up to $3,480 per eligible child.

PHASE-OUT

• Adjusted family net income above $38,237: reduced by 7 percent (one child), 13.5 percent (two), 19 percent (three) or 23 percent (four or more) of the excess.

• Above $82,847: reduced by a fixed amount plus 3.2, 5.7, 8 or 9.5 percent of the excess, respectively.

• Universal Child Care Benefit and RDSP income are excluded from adjusted family net income.

SHARED CUSTODY

When a child lives roughly equally (40 to 60 percent of the time) with two parents in different homes, each receives 50 percent of what they would get if the child lived with them full time, calculated on their own family income.

ONTARIO CHILD BENEFIT

Up to $146.66 per month per child under 18 (July 2026 to June 2027), reduced when adjusted family net income exceeds $26,865.